Emma, Ravi, and Zuri Ross return to Camp Kikiwaka, only to find that the camp's owner, Gladys, has run away with the insurance money after Grizzly and Woodchuck cabins were destroyed at the end of the past summer. The Ross siblings are rejoined by cheerful country girl Lou, and get three new campers: Finn, who is Lou's cousin; Matteo, who can find danger in a situation and doesn't want to be at Camp Kikiwaka; and Destiny, a girl that spent her child on the pageant circuit and is used to getting her way. They all need to work together to help raise money to rebuild Woodchuck and Grizzly cabins, especially the Ross siblings who will need to reach into their parents' deep pockets to help raise funds.
Jake and Bill use an artificial intelligence program to pose as Lou and trick Noah. Parker discovers that Winnie is afraid to go to the dentist, so he helps her get over her fear.
Noah and Megan watch a strange VHS tape that leads them to believe Jake isn’t really who he seems. Lou thinks her life is a television show, and Bill and Winnie are just actors.
Santa's famous reindeer, Comet and Cupid, visit the ranch. Lou, Parker, and Jake travel to a lodge in the mountains, but soon find themselves trapped in the cold.
Special crossover between serie Raven's Home and Bunk'd.