The film begins in a prospering New York in 1873. Lowly bank teller Roger Standish is fired from his job after he is caught courting Caroline Ogden, the daughter of the bank’s president. The failure of Ogden’s bank in the Panic of 1873 brings about her father’s collapse and death. Undismayed, Caroline offers to marry Roger and proposes that they travel west in search of new opportunities.
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