As he tries to access an ATM to retrieve his last twenty bucks, Jason “JINX” Taylor runs into a snag – the transaction fee will overdraw him, and he cannot get his money out of the bank. Jinx fumes about this and other hidden charges which complicate his life…as we realize that he is locked in a bank vault…with the beautiful but tied-up Jessica, her apparently a hostage. Jessica is kept gagged with tape on her mouth. But, as Jinx rails against corporations and how they stack the deck, we realize that the situation is very different from what it appears: in fact, it is Jessica, not Jinx, who is robbing the bank. She is aligned with Simon, who leads an armed team inside the branch. However, Jinx’s entry into the scenario upsets the heist, leading him and Jessica to be inadvertently locked inside the vault. In addition, Jinx has called the cops, who, led by Officer De Gepse, have surrounded the bank. Jinx makes contact with Simon by cell phone, and the situation becomes clearer, as he realizes Jessica has access to a special inside-the-vault computer and its codes…she and only she can open the vault door. Simon becomes increasingly upset when he is unable to strong-talk Jinx into getting the vault open (so the robbers can clear out the safe deposit boxes). And De Gepse is equally frustrated by the standoff, particularly when it is Jinx, not he, who seems to gain control over the situation.
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