Though you may not know his name, you have probably benefited from one of A.P. Giannini's innovations. The History Guy tells the forgotten history of the life of A.P. Giannini and the creation of modern bank loans which was inexorably tied to a devastating earthquake in San Francisco. The History Guy uses images that are in the Public Domain. As photographs of actual events are often not available, I will sometimes use photographs of similar events or objects for illustration. Skip Intro: 00:10 Facebook: https://www.facebook.com/TheHistoryGuyYT/ Patreon: https://www.patreon.com/TheHistoryGuy The History Guy: History Deserves to Be Remembered (formerly "Five Minutes of History") is the place to find short snippets of forgotten history from five to fifteen minutes long. If you like history too, this is the channel for you. Subscribe for more forgotten history: https://www.youtube.com/channel/UC4sEmXUuWIFlxRIFBRV6VXQ?sub_confirmation=1. Awesome The History Guy merchandise is available at: https://teespring.com/stores/the-history-guy The episode is intended for educational purposes. All events are presented in historical context. #california #thehistoryguy #ushistory